The court imposed a $125 million penalty on Ripple after New York judge Analisa Torres ruled that XRP sales to institutions violated securities laws more than 1,000 times.
Despite this fine, the ruling also marked a significant moment for the crypto industry, as it clarified that crypto, when sold on exchanges, does not qualify as a security under US law.
While the news was positive, the XRP price fell after its all-time high of 3.66 on July 16 and has decreased since.
On Oct. 28, the XRP price was trading at $2.65. As we look ahead, let’s examine our price predictions, explore XRP’s price history, and talk about what Ripple is and what it does.
XRP Price Prediction
Let’s look at the XRP price predictions made by CCN on Oct. 28. We will use the wave count method to create our predictions and then add and remove 20% to make the minimum and maximum targets.
Minimum XRP Price Prediction
Average XRP Price Prediction
Maximum XRP Price Prediction
2025
$1.30
$1.50
$3.66
2026
$0.70
$0.90
$2.70
2030
$15
$25
$35
The most likely wave count suggests that XRP has completed wave C of a long-term A-B-C structure.
The breakout from the triangle confirms that wave C has begun and ended with the bearish divergences in the weekly RSI and MACD.
Wave C had a length of 0.618 times that of wave A, a common place for the correction to end.
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If the count is accurate, the XRP price has already begun a lengthy correction that will continue for most or all of 2026.
During these projected upward and downward movements, the wave count method gives targets of $1.50 and $0.90 for the end of 2025 and 2026, respectively.
Finally, we use the daily rate of increase for the past five years to create an XRP price prediction for the end of 2030.
The XRP price has increased by 1,000% since October 2020, at a daily rate of 0.66%.
Projecting this increase until the end of 2030 leads to a target of $25.
XRP Price Prediction for 2025
The wave count method gives an XRP price prediction range between $1.30 and $3.66 for the end of 2025
XRP Price Prediction for 2026
The wave count method gives an XRP price prediction range between $0.70 and $2.70 for the end of 2026
XRP Price Prediction for 2030
The wave count method gives a target of $15 and $35 for the end of 2030.
XRP Price Analysis
The price of XRP bounced last week, creating a bullish engulfing candlestick (green icon).
It prevented a breakdown from a long-term ascending parallel channel (green icon), which has existed since the start of the year.
The bearish divergence in the Relative Strength Index (RSI) and Moving Average Convergence/Divergence (MACD) already makes a breakdown the most likely future outlook.
In addition, the fact that XRP trades in the channel’s lower portion reinforces the possibility of a breakdown.
If that happens, the XRP price will retest the $2 level and likely close below it, confirming the end of the cycle.
Short-Term XRP Price Prediction
The XRP price prediction for the next 24 hours is unclear. Whether the price breaks out or down from the channel will determine what comes next.
Ripple Average True Range (ATR): XRP Volatility
The Average True Range (ATR) measures market volatility by averaging the largest of three values: the current high minus the current low, the absolute value of the current high minus the previous close, and the absolute value of the current low minus the previous close over a period, typically 14 days. A rising ATR indicates increasing volatility, while a falling ATR indicates decreasing volatility.
On Oct. 28, 2025, the ATR for XRP was 0.43, a sign of low volatility.
XRP Relative Strength Index (RSI): Is XRP Overbought or Oversold?
The Relative Strength Index (RSI) is a momentum indicator that traders use to determine whether an asset is overbought or oversold.
Movements above 70 and below 30 show over- and undervaluation, respectively. Movements above and below the 50 line also indicate if the trend is bullish or bearish.
On Oct. 28, 2025, XRP’s RSI was 50, a sign of slightly bullish sentiment.
CCN Strength Index
The CCN Strength Index combines an array of advanced market signals to measure the strength of individual cryptocurrencies over the last 30 days.
Every day, it assigns a strength score, ranging from 0 to 100, to the top 500 assets by market capitalization on CoinMarketCap, focusing on both trend direction and the intensity of price movements.
0 to 24: Assets exhibit significant weakness, showing signs of sustained downtrend behavior.
25 to 35: The price tends to move within stable bounds with minimal volatility.
36 to 49: Assets begin a stable uptrend but without strong surges.
50 to 59: Consistent growth with moderate price advances, building momentum.
60+: Sharp price movements and high demand indicate more volatility and trend shifts.
The index dynamically adapts to rapid changes. For example, an asset experiencing a 100% increase within a short timeframe would see a sharp jump in its score to reflect the intensity of the rise.
However, should that asset stabilize at this new price level, the score will gradually taper down and align with the dampened momentum as the movement normalizes.
XRP CCN Index | Credit: CCN
On Oct. 28, 2025, XRP scored 33.7 on the CCN Index, suggesting weak momentum.
Best Days and Months to Buy XRP
We examined the XRP price history and found the lowest prices on certain days, months, quarters, and weeks in the year, indicating the best times to buy XRP.
Time to Buy XRP
Best Days, Weeks, Months and Quarters
Best Day
Monday
Best Week
14
Best Month
December
Best Quarter
Fourth
XRP Price Performance Comparison
Ripple’s XRP is one of the larger cryptocurrencies. So, let’s examine how it’s performed compared to other big hitters.
Let’s now examine some key dates in the Ripple price history. While past performance is not an indicator of future results, knowing what the token has done can help provide context when making or interpreting a Ripple (XRP) price prediction.
One of the main issues it addresses is the inefficiency of many blockchain networks, where every node must operate in lockstep with the rest of the network—often leading to slow transaction times.
Ripple proposes a different solution:
”We present a novel consensus algorithm that circumvents this requirement by utilizing collectively trusted subnetworks within the larger network.”
“We show that the ‘trust’ required of these subnetworks is minimal and can be further reduced with a principled choice of the member nodes.”
“Also, we show that minimal connectivity is required to maintain agreement throughout the network. The result is a low-latency consensus algorithm that maintains robustness in the face of Byzantine failures. We present this algorithm in its embodiment in the Ripple Protocol.”
In other words, Ripple achieves faster consensus by trusting selected subsets of the network, rather than requiring every single node to agree on every transaction.
What Is Ripple?
In 2012, Ripple Labs, then called NewCoin, created the Ripple payment protocol, which XRP powers.
The idea was to set up a system that allows people to transfer money internationally quickly and simply.
While it has not replaced the Swift/BIC international money transfer system, as some crypto enthusiasts predicted, it has proven popular. Its one of the largest cryptos by market cap.
XRP pays for transactions on the Ripple platform.
How Ripple Works
XRP is different from many other cryptos.
With most crypto coins, such as Bitcoin (BTC), people can validate transactions and secure the network regardless of whether or not they have the approval of the people behind the blockchain.
Ripple only allows people who have been approved to do this.
Compared to other blockchain networks, XRP is a lot more centralized. On the other hand, it is, at least in theory, more secure than other platforms.
Something else that makes Ripple—the organization, rather than the crypto—stand out from its competitors is that it is a registered, for-profit company. This contrasts it with many other blockchain organizations operating on a not-for-profit basis.
XRP is not mineable. Instead, every one of the 100 billion XRPs that will ever exist already exists and is released onto the open market monthly.
At that time, the total supply of XRP was 99,987,161,962, which implied that just over 12 million XRP had been burned or removed from the market. Since Ripple does not burn XRP, it is safe to assume that the coin holders had, at some point, burned their crypto.
Is Ripple a Good Investment?
It is hard to say with any certainty right now.
At the time of writing, its market cap is around $140 billion, making it the third-largest crypto by that metric.
Unless it suffers a similar crash to the LUNA cryptocurrency in 2022, it will be at the higher end of the crypto charts for some time.
Indeed, the appointment of an ostensibly pro-crypto SEC chair has helped XRP’s price. With more and more companies filing for XRP ETFs, there is no inconsiderable cause for optimism.
However, there are still concerns about how useful XRP is. With SWIFT still dominant in international bank transfers and stablecoins enjoying growing adoption, one does have to wonder what XRP’s current practical use case is.
As always, it is crucial to research before investing in any crypto and never invest more money than you can afford to lose.
Will Ripple go up or down?
No one can say with any certainty. Remember that price predictions are often wrong, and prices can and do go down and up.
Should I invest in Ripple?
Before you decide whether or not to invest in XRP, you will need to do your research, not only on Ripple but on other coins and tokens related to international money payments, such as Stellar Lumens (XLM). You should also remember that prices can go down and up, and never invest more money than you can afford to lose.
On Oct. 28, 2025, there were 60 billion XRP in circulation out of a total supply of 99.98 billion.
Will XRP reach $10?
Our price predictions suggest that XRP could reach $10 by 2030.
What is XRP used for?
The XRP cryptocurrency helps power the Ripple network. People can also buy, sell, and trade XRP on exchanges.
Disclaimer
Please note that the contents of this article are not financial or investing advice. The information provided in this article is the author’s opinion only and does not offer trading or investing recommendations. We do not make any warranties about this information’s completeness, reliability, or accuracy.. The cryptocurrency market suffers from high volatility and occasional arbitrary movements. Any investor, trader, or regular crypto user should research multiple viewpoints and be familiar with all local regulations before committing to an investment.
Valdrin Tahiri is a cryptocurrency analyst and reporter at CCN, specializing in technical analysis with a focus on Elliott Wave theory, on-chain metrics, and fundamental research. He brings over seven years of experience in the crypto space as both a trader and writer.
He discovered cryptocurrencies in 2017 while earning his MSc in Financial Markets at the Barcelona School of Economics, which sparked a deep interest in blockchain and market dynamics. Since then, he’s contributed to top crypto outlets like BeInCrypto and CoinGape.
Valdrin also served as Community Manager of BeInCrypto’s Telegram group for three years, helping grow it into one of the largest crypto communities worldwide. His expertise in market structure and price patterns allows him to break down complex trends into clear, actionable insights.
He’s published thousands of articles covering altcoins, Bitcoin cycles, and macro trends.
