XRP Price Prediction 2025: Ripple Back in Top Three, New All-time High on the Way?

• The SEC vs Ripple case that started in 2020 concluded on Aug. 7, with the latter receiving a $125 million fine.
• Ripple’s XRP is one of the oldest cryptos around, having come onto the open market in 2014.
• Our Ripple price predictions suggest that XRP could reach as high as $1.50 next year.
• Interested in buying or selling RIPPLE XRP coin? Read our review of the best exchanges to buy and sell RIPPLE XRP.

Ripple (XRP) has been making headlines following the conclusion of the SEC vs. Ripple case on Aug. 7, 2023.

The court imposed a $125 million penalty on Ripple after New York judge Analisa Torres ruled that XRP sales to institutions violated securities laws more than 1,000 times.

Despite this fine, the ruling also marked a significant moment for the crypto industry, as it clarified that crypto, when sold on exchanges, does not qualify as a security under US law.

Although the SEC partially succeeded in labeling XRP as a security, the court’s ruling brought an end to nearly three years of legal disputes.

Ripple CEO Brad Garlinghouse hailed the decision as a victory for Ripple, the broader crypto industry, and the rule of law, even acknowledging the company’s violation of securities laws.

In a positive turn for Ripple, the company saw further momentum with Bitwise’s filing of an XRP exchange-traded fund (ETF) application on Oct. 2 2024.

This came amid broader market optimism sparked by Donald Trump’s election and the subsequent appointment of Paul Atkins as SEC chair. The market rally drove XRP prices past $2 for the first time in nearly seven years, and in early January 2025, XRP entered the top three cryptos for the first time in more than four years.

On Jan. 13, 2025, XRP was worth about $2.45. As we look ahead, let’s examine our price predictions, explore XRP’s price history, and talk a little about what Ripple is and what it does.

XRP Price Prediction

Let’s look at the XRP price predictions made by CCN on Jan. 13. We will use the wave count method to create our predictions and then add and remove 20% to make the minimum and maximum targets.

The most likely wave count suggests that XRP is in wave C of a long-term A-B-C upward movement.

The breakout from the triangle confirms that wave C is underway. If waves A and C have the same magnitude, XRP will reach a high of $7.30.

Then, the price can begin a lengthy correction.

During these projected upward and downward movements, the wave count method gives targets of $5.10 and $2.86 for the end of 2025 and 2026, respectively.

Finally, we use the daily rate of increase for the past four years to create an XRP price prediction for the end of 2030.

The XRP price has increased by 400% since January 2021, a daily rate of 0.28%.

Projecting this increase until the end of 2030 leads to a target of $14

XRP Price Prediction for 2025

The wave count method gives an XRP price prediction range between $4.05 and $6.15 for the end of 2025

XRP Price Prediction for 2026

The wave count method gives an XRP price prediction range between $2.32 and $3.40 for the end of 2026

XRP Price Prediction for 2030

The wave count method gives a target of $11.20 to $16.80 for the end of 2030.

XRP Price Analysis

XRP has corrected since its 2024 of $2.90 on Dec. 3.

The correction was contained inside a descending parallel channel, a pattern often associated with corrective structures.

As was expected, the XRP price broke out from the channel on Jan. 11 (white icon), indicating that the correction has ended.

XRP initiated the breakout after trading inside the channel for 40 days. As a result, the ensuing breakout could continue for several weeks.

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If XRP closes above the $2.60 resistance area, it will confirm the upward movement toward the yearly high. The area has caused two rejections (black icons) until now.

Technical indicators legitimize the XRP price breakout.

The Relative Strength Index (RSI) broke out from its resistance trend line (dashed) and then increased above 50, a level signaling a bullish trend.

The Moving Average Convergence/Divergence (MACD) has made a bullish cross (black circle) and is above 0, another sign of a bullish trend.

So, the daily time frame readings show a bullish trend with the potential to take XRP above its 2024 high of $2.90. A close above $2.60 will confirm this outlook.

Short-Term XRP Price Prediction

The XRP price prediction for the next 24 hours is unclear. Whether the price bounces at the channel or falls back within its confines will determine the future trend.

Ripple Average True Range (ATR): XRP Volatility

The Average True Range (ATR) measures market volatility by averaging the largest of three values: the current high minus the current low, the absolute value of the current high minus the previous close, and the absolute value of the current low minus the previous close over a period, typically 14 days. A rising ATR indicates increasing volatility, while a falling ATR indicates decreasing volatility.

On Jan. 13, 2025, the ATR for XRP was 0.1694, a sign of low-to-average volatility.

XRP Relative Strength Index (RSI): Is XRP Overbought or Oversold?

The Relative Strength Index (RSI) is a momentum indicator traders use to determine whether an asset is overbought or oversold.

Movements above 70 and below 30 show over and undervaluation, respectively. Movements above and below the 50 line also indicate if the trend is bullish or bearish.

On Jan. 2, 2025, XRP’s RSI was 56, a sign of slightly bullish sentiment.

CCN Strength Index

The CCN Strength Index combines an array of advanced market signals to measure the strength of individual cryptocurrencies over the last 30 days.

Every day, it assigns a strength score, ranging from 0 to 100, to the top 500 assets by market capitalization on CoinMarketCap, focusing on both trend direction and the intensity of price movements.

• 0 to 24: Assets exhibit significant weakness, showing signs of sustained downtrend behavior.
• 25 to 35: The price tends to move within stable bounds with minimal volatility.
• 36 to 49: Assets begin a stable uptrend but without strong surges.
• 50 to 59: Consistent growth with moderate price advances, building momentum.
• 60+: Sharp price movements and high demand indicate stronger volatility and trend shifts.

The index dynamically adapts to rapid changes. For example, an asset experiencing a 100% increase within a short timeframe would see a sharp jump in its score to reflect the intensity of the rise.

However, should that asset stabilize at this new price level, the score will gradually taper down and align with the dampened momentum as the movement normalizes. The same principle applies to rapid declines: a sudden drop will spike the score downward, but as volatility decreases, the score will slowly adjust back up.

On Jan. 13, 2025, XRP scored 33.7 on the CCN Index, suggesting weak momentum.

Best Days and Months to Buy XRP

We examined the XRP price history and found the lowest prices on certain days, months, quarters, and even weeks in the year, indicating the best times to buy XRP.

XRP Price Performance Comparison

Ripple’s XRP is one of the larger cryptocurrencies. So, let’s examine how it’s performed compared to other big hitters.

XRP Price History

Let’s now examine some of the key dates in the  Ripple price history . While past performance should never be taken as an indicator of future results, knowing what the token has done can help give us useful context when making or interpreting a Ripple (XRP) price prediction.

XRP Market Cap

The market capitalization, or market cap, is the sum of the total number of XRP in circulation multiplied by its price.

On Jan. 13, 2025, the XRP market cap was $140.9 billion, making it the third-largest crypto by that metric.

Who owns the most Ripple (XRP)?

On Jan. 13, 2025, five wallets linked to Ripple held 5% of XRP’s supply each.

The Richest XRP Wallet Addresses

As of Jan. 13, 2025, the five wallets with the most XRP were

• rB3WNZc45gxzW31zxfXdkx8HusAhoqscPn. This wallet, listed as Ripple11, had 5,000,000,232 XRP, or 5% of the supply.
• r9UUEXn3cx2seufBkDa8F86usfjWM6HiYp. This wallet, listed as Ripple10, had 5,000,000,220 XRP, or 5% of the supply.
• rMhkqz3DeU7GUUJKGZofusbrTwZe6bDyb1. This wallet, listed as Ripple28, had 5,000,000,206 XRP, or 5% of the supply.
• r9NpyVfLfUG8hatuCCHKzosyDtKnBdsEN3. This wallet, listed as Ripple9, had 5,000,000,204 XRP, or 5% of the supply.
• rGKHDyj4L6pc7DzRB6LWCR4YfZfzXj2Bdh. This wallet, listed as Ripple26, had 5,000,000,201 XRP, or 5% of the supply.

XRP Supply and Distribution

From the Ripple Whitepaper

Ripple’s whitepaper is a technical document that aims to explain what the platform is and what XRP does.

It says many crypto platforms suffer from being slow because every computer, or node, on the network, has to work at the same time as all the others.

It says: “We present a novel consensus algorithm that circumvents this requirement by utilizing collectively trusted subnetworks within the larger network.

“We show that the “trust” required of these subnetworks is minimal and can be further reduced with principled choice of the member nodes.

“In addition, we show that minimal connectivity is required to maintain agreement throughout the whole network. The result is a low-latency consensus algorithm that still maintains robustness in the face of Byzantine failures. We present this algorithm in its embodiment in the Ripple Protocol.”

What Is Ripple?

In 2012 , Ripple Labs, then called NewCoin, created the Ripple payment protocol—which XRP powers.

The idea was to set up a system that allows people to transfer money internationally quickly and simply.

While it has not, as some crypto enthusiasts predicted, replaced the Swift/BIC international money transfer system, it has proven popular and is one of the largest cryptos by market cap.

XRP pays for transactions on the Ripple platform, and it can also be bought, sold, and traded on crypto exchanges.

How Ripple Works

XRP is a little different from many other cryptos.

With most crypto coins, such as Bitcoin (BTC), people can validate transactions and secure the network regardless of whether or not they have the approval of the people behind the blockchain.

Ripple only allows people who have been approved to do this.

Compared to other blockchain networks, XRP is a lot more centralized. On the other hand, it is, at least in theory, more secure than other platforms.

Something else that makes Ripple—the organization, rather than the crypto—stand out from its competitors is that it is a registered, for-profit company. This contrasts it with a lot of other blockchain organizations, which operate on a not-for-profit basis.

XRP is not mineable. Instead, every single one of the 100 billion XRPs that will ever exist already exists and is released onto the open market every month.

At that time, the total supply of XRP was 99,987,161,962, which implied that just over 12 million XRP had been burned or removed from the market. Since Ripple does not burn XRP, it is pretty safe to assume that the coin holders had, at some point, burned their crypto.

Is Ripple a Good Investment?

It is hard to say with any certainty right now.

At the time of writing, its market cap is around $140 billion, making it the third-largest crypto by that metric.

Unless it suffers the sort of crash that affected the LUNA cryptocurrency in 2022, it looks like it will be at the higher end of the crypto charts for some time.

Although Ripple lost its court case with the SEC—despite what Brad Garlinghouse says —it could have gone far worse.

Not only that, but after many years, the company, the coin, and the world of crypto as a whole can move on.

Indeed, the appointment of an ostensibly pro-crypto SEC chair has really helped XRP’s price. With more and more companies filing for XRP ETFs, there is no inconsiderable cause for optimism.

However, there are still concerns about how useful XRP actually is. With SWIFT still dominant in international bank transfers and stablecoins enjoying growing adoption, one does have to wonder what XRP’s current practical use case is.

As ever, though, the crucial thing before investing in any crypto is to do your research and never invest more money than you can afford to lose.

Will Ripple go up or down?

No one can say with any certainty. Remember that price predictions are very often wrong and that prices can, and do, go down as well as up.

Should I invest in Ripple?

Before you decide whether or not to invest in XRP, you will need to do your research, not only on Ripple but on other coins and tokens related to international money payments, such as Stellar Lumens (XLM). You should also remember that prices can go down as well as up, and never invest more money than you can afford to lose.

Technical analysis by Valdrin Tahiri.

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Disclaimer

Please note that the contents of this article are not financial or investing advice. The information provided in this article is the author’s opinion only and should not be considered as offering trading or investing recommendations. We do not make any warranties about this information’s completeness, reliability, and accuracy. The cryptocurrency market suffers from high volatility and occasional arbitrary movements. Any investor, trader, or regular crypto user should research multiple viewpoints and be familiar with all local regulations before committing to an investment.