Key Takeaways
- The XRP Ledger surpassed eight million activated accounts, although daily activity and new wallet growth have slowed.
- Motley Fool analyst Dominic Basulto believes XRP’s upside could be capped at $3, requiring a 173% rise from $1.10.
- Javon Marks has predicted XRP could reach $21 or even $152.
The XRP Ledger has surpassed eight million activated accounts, putting previous bullish forecasts for the crypto back under scrutiny.
The milestone points to continued growth across the network, but it has yet to translate into a sustained recovery for XRP — frustrating holders who expected rising adoption to produce a major price increase.
While one Motley Fool analyst now believes XRP’s upside may be capped at around $3, other forecasters have outlined far more aggressive targets ranging from $21 to above $152.
XRP Ledger Passes Eight Million Activated Accounts
The XRP Ledger Foundation announced the milestone on July 15.
According to the foundation, more than $4 billion in real-world assets have been tokenized on the ledger, while AI agents have completed over one million transactions.
The network has also closed more than 100 million ledgers.
Activated accounts are addresses that have received enough XRP to meet the network’s minimum reserve requirement, allowing them to submit transactions and use services built on the ledger.
However, eight million accounts should not be interpreted as eight million individual users.
Exchanges and other businesses can represent multiple customers under a single address, while a single person or organization can control several accounts.
While impressive, separate data shows that daily active addresses recently fell to a 2026 low of approximately 25,350.
Meanwhile, the pace of wallet creation has slowed as XRP’s price has fallen, averaging around 2,300 new accounts per day since March.
This is down from 4,800 during the third quarter of 2025.
Motley Fool Analyst Cuts XRP Expectations to $3
The network milestone has brought renewed attention to a recent forecast from Motley Fool crypto analyst Dominic Basulto, who believes XRP could still rise significantly but has sharply reduced his expectations.
“There is no shortage of bullish price predictions for XRP,” Basulto wrote on July 11, describing widely circulated $100 targets as dependent on “wildly outlandish assumptions.”
He warned that dollar-pegged stablecoins could take over some of XRP’s role as a bridge asset for cross-border transactions.
Ripple itself launched the RLUSD stablecoin in late 2024, which has since grown to a market capitalization of approximately $1.5 billion.
“That leads me to think that the upside for XRP over the next few years might be capped at $3,” Basulto wrote.
The target would still require a substantial recovery from current levels, but it represents a notable retreat from Basulto’s earlier forecasts.
Javon Marks Sees XRP Price Reaching $21—and Possibly $152
Other analysts have issued considerably more bullish projections.
In June 2025, technical analyst Javon Marks argued that XRP’s long-term chart resembled the setup preceding its historic 2017 rally.
“$XRP can be setting up here to deliver its next wave up towards the 1.618 Fib Level,” Marks wrote on X.
Marks said the move could extend by another 800% to approximately $21.
He added that a repetition of XRP’s previous breakout structure could eventually carry the crypto to its 2.272 Fibonacci extension, above $152.
The forecast was based on similarities between two long-term chart formations and assumed that XRP would broadly repeat its earlier price cycle.
However, the prediction has not yet played out.
XRP traded near $2.20 to $2.50 when Marks published the analysis.
It climbed to approximately $3.65 the following month but subsequently reversed and now trades at roughly half its June 2025 level.
What Would XRP Price Need to reach $3, $21, and $152?
From its current price of $1.10, XRP would need to gain approximately 173% to reach Basulto’s revised $3 target.
That would require XRP to add $1.90 to its price, rising to around 2.7 times its current value.
Assuming its circulating supply remained broadly unchanged, the move would increase XRP’s market capitalization from approximately $69 billion to around $188 billion.
Although substantial, the target remains below XRP’s July 2025 peak of $3.65, meaning the crypto has already demonstrated that it can trade above that level.
Reaching Marks’ $21 target would require a far more dramatic move.
From $1.10, XRP would need to rise by approximately 1,809%, increasing more than 19-fold and adding $19.90 to its current price.
Even if XRP first recovered to $3, it would still need to climb another 600% — or sevenfold — to reach $21.
The’ $152 forecast would require an even more extreme expansion, needing an 13,718% increase.
After reaching $21, XRP would still need to gain approximately 624% — another sevenfold growth — to reach $152.
Assuming the circulating supply remained unchanged, a $152 price would imply a market capitalization of approximately $9.5 trillion. Its fully diluted valuation, based on XRP’s maximum supply of 100 billion tokens, would reach $15.2 trillion.
Reaching that level would require an unprecedented increase in global demand and XRP Ledger adoption, making the $152 forecast extremely unlikely at current levels.
The information provided in this article is for informational purposes only. It is not intended to be, nor should it be construed as, financial advice. We do not make any warranties regarding the completeness, reliability, or accuracy of this information. All investments involve risk, and past performance does not guarantee future results. We recommend consulting a financial advisor before making any investment decisions.
Kurt Robson is a London-based reporter at CCN, specialising in the fast-moving worlds of crypto and emerging technology. He began his career covering local news in Cornwall after graduating from Falmouth University with First Class Honours in Journalism. There, he cut his teeth on everything from council meetings to missing swans.
He quickly rose through the ranks to become a frontline journalist at several of the UK’s leading national newspapers. Over the years, he has interviewed musicians and celebrities, reported from courtrooms and crime scenes, and secured multiple front-page exclusives.
Following the upheaval of the COVID-19 pandemic, Kurt shifted his focus to technology journalism—just ahead of the AI boom. With a natural curiosity and a trained eye for emerging trends, he has found a new rhythm in reporting on innovation.
At CCN, Kurt's work focuses on the cutting edge of crypto, blockchain, AI, and the evolving digital world. Drawing on his background in people-first reporting and his deep interest in disruptive tech, Kurt delivers stories that are insightful, entertaining, and human-centric.
