What Would It Take for XRP to Reach $100? — And Why It Hasn’t Yet
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Key Takeaways
Ripple CTO has pushed back on $50–$100 XRP expectations.
The comments triggered backlash from long-term holders.
Some analysts have outlined bullish scenarios despite caution.
Ripple’s Chief Technology Officer, David Schwartz, has cast significant doubt on the long-held expectation that the XRP token could eventually reach $50 to $100.
The comments have sparked backlash from long-term holders who claim they undermine confidence in the asset, even as bullish predictions continue to gain traction.
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Schwartz made the remarks in a post on X, responding to speculation about whether XRP could reach $50–$100 per token within the next few years.
“I don’t feel comfortable saying something like that,” Schwartz wrote. “While I don’t think it’s likely, I didn’t think it was likely that XRP would ever hit $0.25.”
I don't fell comfortable saying something like that. While I don't think it's likely, I didn't think it was likely that XRP would ever hit $0.25. I started selling XRP at $0.10 because it seemed insane. I remember when bitcoin hitting $100 seemed like an impossible dream.
He added that his own expectations around crypto prices have repeatedly been proven wrong.
“I started selling XRP at $0.10 because it seemed insane. I remember when Bitcoin hitting $100 seemed like an impossible dream,” he said.
The comments were widely shared across social media, where price targets above $10 and $100 have circulated for years among XRP supporters.
Traders Pushback
Some XRP holders responded angrily, saying Schwartz’s remarks weakened morale and contradicted earlier beliefs about the token’s long-term design and potential value.
One X user questioned whether Ripple’s original vision for XRP had changed.
“That statement doesn’t make me real confident in XRP ever reaching a significant price,” the user wrote.
“I thought it was designed, by you, to be $10,000 per token? What has changed that makes you now think that it’s not likely?”
Another holder said the comments could push long-time investors to sell.
“Been holding a few years now, got a significant amount.. will probably sell now if we ever see $2 again,” the user said.
“This shit is killing peoples morale and dreams of their financial freedom in the future.”
Several users echoed similar sentiments, saying they were reconsidering their positions after years of holding the token.
However, others applauded Schwartz’s honesty and supported his non-sensational positioning.
One X user replied: “He cannot disclose any info like that. Come on, especially when global adoption is happening right before our eyes.”
Adding: “They’ve been quietly laying the rails since 2012, gaining control of every market sector. Ripple and its infrastructure are literally aligning to be the backbone.”
Schwartz Follows Up
In a follow-up post shortly after, Schwartz argued that current prices already reflect what investors genuinely believe about XRP’s future.
“If many rational people believed that there was a 10% chance that XRP hit $100 within a few years, they definitely wouldn’t sell very much today at much less than $10,” he wrote.
Traders pushed back | Source: X
Schwartz said investors with that belief would rapidly buy up supply, pushing prices higher.
“That the current trading price is well below $10 shows that there aren’t very many people who really think it has a 10% chance of hitting $100 within a few years with enough confidence to put their money where their mouth is,” he said.
Adding: “So anyone who says otherwise is not telling the truth.”
He added that, in his view, crypto prices are “rational most of the time” and that major bull runs have typically been driven by “unpredictable external changes.”
Bullish Long-Term Scenarios Remain
Despite Schwartz’s caution, some market analysts continue to project significant upside for XRP based on technical and historical patterns.
Crypto analyst Egrag Crypto said XRP’s long-term price structure aligns with a multi-channel logarithmic regression model.
According to the analyst, a move to $4.50 carries an estimated probability of 80–90%, while a rise to $10 has a 60–75% likelihood.
💡This monthly structure isn’t random. Price is respecting multi-channel diagonal support & resistance that behaves like a logarithmic regression channel. _______________________________________________________ 💡History already gave us… pic.twitter.com/TTe1OUkt39
A cycle-peak scenario near $27 was assigned a 50–55% probability, while an extreme “black swan” outcome could push prices as high as $200, albeit with a lower estimated probability of 20–35%.
“This isn’t hopium,” the bullish analyst wrote. “This is geometry, symmetry, and structure. Channels don’t predict. They guide probability.”
CCN Price Outlook
In the short term, XRP remains range-bound, according to CCN analyst Victor Olanrewaju.
Olanrewaju said XRP is consolidating above the $1.90 level, with a descending channel capping recovery attempts since a spike earlier this year.
As long as XRP holds above the $1.80 support zone, downside pressure may remain contained, he wrote.
A break above the descending channel could lift prices toward $2.09, with a highly bullish scenario targeting $2.28.
Failure to break higher, however, could see XRP retreat toward $1.78, Olanrewaju said.
At the time of reporting, XRP’s price was $1.74, down 8.78% over the past week.
Kurt Robson is a London-based reporter at CCN, specialising in the fast-moving worlds of crypto and emerging technology. He began his career covering local news in Cornwall after graduating from Falmouth University with First Class Honours in Journalism. There, he cut his teeth on everything from council meetings to missing swans.
He quickly rose through the ranks to become a frontline journalist at several of the UK’s leading national newspapers. Over the years, he has interviewed musicians and celebrities, reported from courtrooms and crime scenes, and secured multiple front-page exclusives.
Following the upheaval of the COVID-19 pandemic, Kurt shifted his focus to technology journalism—just ahead of the AI boom. With a natural curiosity and a trained eye for emerging trends, he has found a new rhythm in reporting on innovation.
At CCN, Kurt's work focuses on the cutting edge of crypto, blockchain, AI, and the evolving digital world. Drawing on his background in people-first reporting and his deep interest in disruptive tech, Kurt delivers stories that are insightful, entertaining, and human-centric.
