Ripple has flagged XRPL performance improvements for 2027 as critics question network speed and analysts maintain bullish XRP forecasts.
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Key Takeaways
Ripple engineering director Vijay Khanna says XRP Ledger performance improvements are planned for 2027.
However, his comments provide no throughput target or deployment timetable.
The Foundation’s separate roadmap requires validator approval.
Ripple engineering director Vijay Khanna has flagged “big plans” for XRP Ledger performance in 2027 after an X exchange challenged whether the network’s transaction capacity can support its financial ambitions.
The debate pits criticism of headline transaction speeds against an argument that payment channels and future engineering improvements can accommodate massive growth.
It comes as some XRP holders continue to push a bullish investment narrative, with analysts promoting double-digit price targets.
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In a Nov. 7 post, X user Minus Wells dismissed throughput figures frequently cited in discussions about XRPL.
“1500 TPS is not the future of finance, not even 5000. Sorry, they lied to you for engagement”
TPS means transactions per second, a measure often used to compare blockchain capacity.
Minus Wells then compared those figures with an established card network:
“That’s roughly Visa’s average throughput on a normal day.”
The criticism argued that matching existing payment infrastructure is insufficient to justify claims about transforming finance.
It's a process.
1) Not every transaction needs to be settled in seconds immediately. Payment channels or higher layers like Dassie (Interledger) are much better suited for mass (micro) payments. MasterCard is looking to do more hackathons afaik with the XRP Ledger after the…
XRP Ledger validator operator and XRP Café co-founder Vet pushed back, arguing that the network can scale through a combination of layered payments and improvements to its underlying technology.
He said smaller payments do not all require immediate settlement on the base ledger, pointing to payment channels and higher layers such as Dassie, which uses Interledger, as alternatives for handling large volumes of microtransactions.
“Not every transaction needs to be settled in seconds immediately.”
For institutional users, Vet argued that settling transactions in batches could already offer advantages over traditional finance while developers work on expanding capacity.
He also suggested artificial intelligence could help engineers improve the performance of base-layer blockchains, including XRPL.
“We are continuously pushing throughput higher and there is a lot of potential (!!!) for significantly more.”
Ripple Engineer Points to 2027 Improvements
Ripple engineering director Vijay Khanna joined the exchange with a brief statement about the company’s development plans.
“We have big plans for performance improvements lined up for 2027”
However, the Nov. 7 X post did not identify specific upgrades or deployment dates.
The engineer teased ‘big plans’ for XRPL improvements | Source: X (@vjkhannaripple)
The practical test will extend beyond transactions per second.
XRPL’s capacity-planning documentation explains that server workloads depend on transaction activity and application requests.
Separately, the XRP Ledger Foundation’s 2027 roadmap outlines proposals for collateral-backed lending and native smart contracts.
The Foundation stresses that proposed changes remain subject to network approval:
“Nothing here is promised. An amendment activates only if the validators vote it in.”
Will Better Performance Increase XRP Demand?
A faster, more efficient XRP Ledger could support more applications, but its effect on XRP demand would depend on how those services use the token.
This debate becomes more important as bullish price forecasts continue to circulate.
As CCN previously reported, Dark Defender reaffirmed the chart structure behind his existing $10.1101 target.
“Nothing has changed in the structure.”
Using a supply of 63.5 billion XRP, a $10 price would imply a market capitalization of around $635 billion.
Although XRPL activity creates some demand for XRP through account reserves and transaction fees, these mechanisms do not establish how much additional XRP future applications would require.
The stronger adoption test is whether new services encourage users and liquidity providers to maintain substantial XRP balances, including for liquidity or collateral.
Disclaimer:
The information provided in this article is for informational purposes only. It is not intended to be, nor should it be construed as, financial advice. We do not make any warranties regarding the completeness, reliability, or accuracy of this information. All investments involve risk, and past performance does not guarantee future results. We recommend consulting a financial advisor before making any investment decisions.
Kurt Robson is a London-based reporter at CCN, specialising in the fast-moving worlds of crypto and emerging technology. He began his career covering local news in Cornwall after graduating from Falmouth University with First Class Honours in Journalism. There, he cut his teeth on everything from council meetings to missing swans.
He quickly rose through the ranks to become a frontline journalist at several of the UK’s leading national newspapers. Over the years, he has interviewed musicians and celebrities, reported from courtrooms and crime scenes, and secured multiple front-page exclusives.
Following the upheaval of the COVID-19 pandemic, Kurt shifted his focus to technology journalism—just ahead of the AI boom. With a natural curiosity and a trained eye for emerging trends, he has found a new rhythm in reporting on innovation.
At CCN, Kurt's work focuses on the cutting edge of crypto, blockchain, AI, and the evolving digital world. Drawing on his background in people-first reporting and his deep interest in disruptive tech, Kurt delivers stories that are insightful, entertaining, and human-centric.
