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Best Crypto Lending Platforms in 2023

When it comes to crypto lending platforms, the digital world is brimming with options.Read more

These platforms offer a unique blend of traditional finance and the exciting realm of cryptocurrencies, allowing users to lend or borrow digital assets.

But with so many choices, how do you, as a newcomer, decide which one is the best fit?

This guide will delve deep into lending crypto, offering insights and shedding light on some of the most renowned platforms available.

It's like finding the best bank for your needs but in the virtual domain. And since we're on this journey together, I'm here to help you every step of the way.Read less

Justin Murphy
Last Updated December 1, 2023 8:26 AM
By Justin Murphy
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Best Crypto Lending Platforms in 2023

Let’s dive into our top list of the most trusted and user-friendly crypto lending platforms.

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Binance
# 1

Binance
4.83 / 5

promotions

Get up to 100 USDT in trading fee rebate after full verification, first deposit, and first trade.

Coins

Bitcoin Ethereum Binance Coin Binance USD 1inch 289
Go to Site Read Review
OKX
# 2

OKX
4.67 / 5

promotions

Get mystery boxes worth up to $10,000 when you register through a referral from a friend.

Coins

Tether Bitcoin Litecoin Ethereum Ethereum Classic 90
Go to Site Read Review
Coinbase
# 3

Coinbase
4.50 / 5

promotions

Earn $10 in Ethereum (ETH) when you stake $100 in ETH for the first time, up to $30 in rewards

Coins

Bitcoin Ethereum Tether Binance Coin USD Coin 582
Go to Site Read Review
Kucoin
# 4

Kucoin
4.50 / 5

promotions

Enjoy up to $10 in rewards when you sign up, and up to $500 in rewards when you complete trades.

Coins

Bitcoin Ethereum Binance Coin Binance USD XRP 289
Go to Site Read Review
Huobi Global
# 5

Huobi Global
4.33 / 5

promotions

Win 800 USDT after signing up.

Coins

Bitcoin Ethereum Huobi Token Polkadot XRP 300
Go to Site Read Review
Bitfinex
# 6

Bitfinex
4.17 / 5

promotions

Not Applicable

Coins

Bitcoin Tether Ethereum XRP Solana 183
Go to Site Read Review
Coincheck
# 7

Coincheck
4.17 / 5

promotions

Get 1000 Yen when you introduce a person and the person signs up

Coins

Bitcoin Ethereum Ethereum Classic Lisk XRP 14
Go to Site Read Review
Bithumb
# 8

Bithumb
4.00 / 5

promotions

Get 100% cashback when you sign up with a referal code.

Coins

Bitcoin Ethereum Binance Coin XRP Cardano 157
Go to Site Read Review
Bybit
# 9

Bybit
4.00 / 5

promotions

Earn $10 when you sign up, verify, deposit 1 USD, and complete simple tasks on Bybit as a welcome bonus.

Coins

Bitcoin Ethereum Solana XRP Chiliz 178
Go to Site Read Review
Crypto.com
# 10

Crypto.com
4.00 / 5

promotions

Enjoy US$50 worth of CRO as sign-up bonus when you sign up with a referral link.

Coins

Bitcoin Holo Litecoin Stacks Ethereum 274
Go to Site Read Review

Review of our top 10 Crypto Lending Platforms

Take a look at these concise reviews of some standout crypto lending platforms to give you a clearer picture of what each offers.

1. Binance

4.83 / 5
Binance
Promotions
Get up to 100 USDT in trading fee rebate after full verification, first deposit, and first trade.
Fees (Maker/Taker)
  • 0.0000039 - 0.0005
Products
  • spot trading
  • derivatives trading
  • futures trading 12
Cryptocurrencies
  • Bitcoin
  • Ethereum
  • Binance Coin 291
Payment Methods
  • Sepa
  • GiroPay
  • Visa 306
Languages
  • English
  • Indonesian
  • Spanish 22
Licenses
  • France
  • Italy
  • Lithuania 13
Security
  • 2FA Google Authenticator
  • 2FA SMS
KYC / AML
Required for cryptocurrency deposits, trades, and withdrawals.
Support Languages
  • German
  • Russian
  • Korean 15
Educational Resources
  • Blog
  • News
  • Announcements 1

2. OKX

4.67 / 5
OKX
Promotions
Get mystery boxes worth up to $10,000 when you register through a referral from a friend.
Fees (Maker/Taker)
  • Free
Products
  • spot trading
  • derivatives trading
  • perpetual swaps trading 9
Cryptocurrencies
  • Tether
  • Bitcoin
  • Litecoin 92
Payment Methods
  • Bank transfer
  • Visa
  • MasterCard 344
Languages
  • English
  • Chinese (Mandarin)
  • Simplified Chinese 14
Security
  • 2FA SMS
  • 2FA Google Authenticator
KYC / AML
Required to increase withdrawal and P2P limits.
Support Languages
  • English
Educational Resources
  • Learn and Earn
  • Announcements
  • Videos

3. Coinbase

4.50 / 5
Coinbase
Promotions
Earn $10 in Ethereum (ETH) when you stake $100 in ETH for the first time, up to $30 in rewards
Fees (Maker/Taker)
  • 1%
Products
  • spot trading
  • derivatives trading
  • OTC trading 6
Cryptocurrencies
  • Bitcoin
  • Ethereum
  • Tether 584
Payment Methods
  • Bank transfer
  • Visa
  • MasterCard 595
Languages
  • English
  • German
  • French 9
Licenses
  • United States
  • Canada
  • United Kingdom 4
Security
  • 2FA SMS
  • 2FA Mobile App
  • 2FA Google Authenticator 2
KYC / AML
Required for trading, deposit and withdrawal
Support Languages
  • English
Educational Resources
  • Videos
  • Tips and Tutorials
  • Basics 4

4. Kucoin

4.50 / 5
Kucoin
Promotions
Enjoy up to $10 in rewards when you sign up, and up to $500 in rewards when you complete trades.
Fees (Maker/Taker)
  • (0.0005 + Amount * 0%) BTC
Products
  • spot trading
  • derivatives trading
  • futures trading 11
Cryptocurrencies
  • Bitcoin
  • Ethereum
  • Binance Coin 291
Payment Methods
  • Bank Wire Transfer
  • Bank Transfer (ACH)
  • Visa 308
Languages
  • English
  • Russian
  • Korean 18
Security
  • 2FA Mobile App
  • 2FA SMS
KYC / AML
Required for P2P trading and increased Withdrawal limits
Support Languages
  • English
Educational Resources
  • Blog
  • News
  • Guides 1

5. Huobi Global

4.33 / 5
Huobi Global
Promotions
Win 800 USDT after signing up.
Fees (Maker/Taker)
  • $0.0030235 (0.0000001BTC)
Products
  • spot trading
  • derivatives trading
  • futures trading 10
Cryptocurrencies
  • Bitcoin
  • Ethereum
  • Huobi Token 302
Payment Methods
  • Visa
  • MasterCard
  • Mercuryo 310
Languages
  • English
  • Chinese (Mandarin)
  • Simplified Chinese 9
Licenses
  • Virgin Islands (British)
  • Lithuania
  • Gibraltar 1
Security
  • 2FA Google Authenticator
  • 2FA SMS
KYC / AML
Required for fiat deposits, trading, increased withdrawal limits, and more trading permissions.
Support Languages
  • English
Educational Resources
  • Videos
  • Learn and Earn
  • Academy 1

6. Bitfinex

4.17 / 5
Bitfinex
Promotions
Not Applicable
Products
  • spot trading
  • derivatives trading
  • perpetual contracts trading 6
Cryptocurrencies
  • Bitcoin
  • Tether
  • Ethereum 185