Meet the Top 101 in Crypto

Same Day Settlement is a Reality: Bybit and Finloop Collaborate to Deploy FUIDL, an AAA-Rated Liquidity Fund

Published 29 July 2026
Jay Leonard
Authors

Bybit is one of the world’s foremost cryptocurrency trading platforms, regularly processing over $1.4 billion in daily trading volume. It’s an all-in-one platform that offers spot/futures trading, earn tools, educational materials, and a fiat on-ramp. Bybit serves more than 80 million users worldwide, awarding it significant influence in the crypto space.

Finloop operates as a Web5 company, serving both the Web2 and Web3 markets. A Hong Kong-licensed fintech company, Finloop is an all-in-one WealthTech platform, offering structured products, bonds, insurance, and Real-World Asset (RWA) solutions. As of July 2025, Finloop and its FinRWA platform had over $18 billion HKD or $2,295,403,200 in Assets Under Management (AUA)

On July 29, 2026, Bybit and Finloop announced a collaboration to offer Finloop USD Instant Digital Liquidity (FUIDL), a specialized form of tokenized USD liquidity backed by an AAA-rated money market fund. The partnership will see Bybit introduce support for FUIDL as trading capital on its exchange. 

Discussing the partnership with Finloop, Bybit’s Global Head of TradFi and RWA, Yoyee Wang, said:

“Partnering with Finloop marks a pivotal step in realizing our vision of The New Financial Platform. This collaboration turns that vision into action, merging institutional-grade trust with the efficiency of digital infrastructure of Bybit. By enabling same-day settlement and reinforcing custody standards, we’re not just improving transaction speed; we’re redefining what financial interoperability can look like.”

The Advantages of FUIDL

Finloop Digital Asset Liquidity makes it considerably easier for institutional and professional investors to move capital between the traditional and digital asset financial markets.

It leverages blockchain technology to enhance access to USD liquidity while maintaining TradFi-level asset backing. To ensure capital access is efficient, FUIDL boasts hourly subscription/redemption and same-day interest accrual. 

FUIDL redefines cross-market liquidity. The fund has earned ratings of AAAm from Standard & Poor’s (S&P), Aaa-mf from Moody’s, and AAAmmf from Fitch, the highest possible ratings each agency offers, highlighting FUIDL’s stability and capacity to limit risk exposure.

Finloop CEO, Cai Hua, spoke on the collaboration:

“This collaboration demonstrates how a wealth technology platform and a digital exchange can work together to achieve instantaneous settlement while meeting high operational and regulatory standards. We are proud to partner with Bybit on this milestone that sets new benchmarks for efficiency and trust in the digital asset space.”

Looking Forward

The collaboration will combine Finloop’s RWA and cash management capabilities and Bybit’s proprietary infrastructure. 

By integrating Finloop’s tokenization technology into Bybit’s institutional custody arm, ByCustody, the companies can test same-day settlement across various assets. With a global rollout planned throughout 2026, Bybit users can expect a significant speed upgrade across certain tokenized and digital instruments.

Bybit aims to build a next-generation crypto hub, and the Finloop partnership marks a major milestone toward that goal. The New Financial Platform is an open, secure, and efficient bridge between traditional and digital finance. With the potential to simplify and enhance asset management for millions of users, it’s worth keeping an eye on Bybit throughout 2026.

Jay Leonard

With over half a decade of experience commentating on the cryptocurrency market and even more as a trader and investor, Jay has developed a robust knowledge base that enables him to dive deep into the inner workings of crypto platforms and the broader market to deliver unique, user-focused insight.

Jay's work has spanned public relations firms, crypto projects, affiliate sites, and news outlets.

Survey Icon
Help us improve
1 of 4
Is this your first time here?
What brought you here today?
What are you most interested in?
Would you be interested in:
Thank you icon
Thank you for your feedback!
DMCA.com Protection Status