How To Buy Bitcoin with PayPal in 2025

According to the latest reports , PayPal is undoubtedly one of the most popular e-wallets among US consumers. In 2025, you can anonymously buy Bitcoin with PayPal directly from the platform’s built-in exchange.

All you have to do is the following:

• Step 1: Log in to your PayPal account (sign up if you don’t have one)

• Step 2: Navigate to the “Finances” section of the platform

• Step 3: Choose Bitcoin from the list of available cryptocurrencies

• Step 4: Enter the amount of BTC you want to purchase

• Step 5: Double-check the transaction details and ensure everything is okay

• Step 6: Enter your payment information and confirm the purchase

After the transaction is finalized, the BTC will be stored in your PayPal account. You can keep it there or move it to a personal crypto wallet.

Disclaimer: PayPal is not available for UK and FCA users as a method of payment for purchasing crypto.

• Bitcoin is the world’s first, most popular, and by far, the most highly valued cryptocurrency by market cap.
• Because of its strong historical performance and market dominance, Bitcoin is a highly attractive long-term investment for many.
• Bitcoin is a common starting point for both new crypto traders who just enter the market, as well as experienced traditional traders looking to diversify into crypto.
• In addition to being a speculative asset, BTC also has great utility value as a digital currency for peer-to-peer payments and global transfers.
• PayPal is the world’s most popular online payment platform that offers secure, reliable, and lightning-quick transactions.
• If you don’t mind the fees, PayPal offers one of the best, quickest, and safest ways to purchase Bitcoin.

Buying Bitcoin With Paypal on Exchanges in 2025

While it may be convenient to buy Bitcoin directly from PayPal, it may not always be a cost-effective option considering the platform’s rigid fee structure, especially when buying small amounts. In such cases, it might be better to buy Bitcoin using PayPal from a crypto exchange that accepts PayPal as a payment method. 

Here’s our top list of best crypto exchanges that support PayPal:

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#1

Symlix

3.50 / 5

promotions

Get 1 SMX when you create a new account

Coins

8

Go to Site Read Review

#2

eToro US

4.00 / 5

promotions

Get $10 of free Qualified Cryptocurrencies when you register and verify your account.

Coins

83

Go to Site Read Review

DISCLAIMER: Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk.

#3

Tradingview

3.83 / 5

promotions

Get $15 when your friend signs up and makes their first payment within 3 months.

Coins

813

Go to Site Read Review

#4

CEX.IO

4.00 / 5

promotions

Receive 250 USDT in trading fee balance

Coins

267

Go to Site Read Review

#5

Bitstamp

4.50 / 5

promotions

Trusted, Secure & Crypto Friendly

Coins

79

Go to Site Read Review

#6

Coinbase

4.50 / 5

promotions

Earn $10 in Ethereum (ETH) when you stake $100 in ETH for the first time, up to $30 in rewards

Coins

576

Go to Site Read Review

#7

OKX

4.67 / 5

promotions

Verify your account within 7 days for a chance to get a Mystery Box with crypto or rebate cards

Coins

301

Go to Site Read Review

#8

Bitsgap

5.00 / 5

promotions

Try Bitsgap’s PRO plan free for 7 days

Coins

30

Go to Site Read Review

#9

BitValve

4.00 / 5

promotions

Earn 15% commission when you invite friends, and they register and trade.

Coins

11

Go to Site Read Review

#10

LocalCoinSwap

3.50 / 5

promotions

Earn up to 20% commission on trade fees from your referrals.

Coins

8

Go to Site Read Review

Short Reviews of the Best Crypto Exchanges to Buy Bitcoin With PayPal in 2025

Take a moment to review our top choices before deciding which one works best for you.

1. Symlix

3.50 / 5

Promotions

Get 1 SMX when you create a new account

Fees (Maker/Taker)

• Buying - Free
• Selling - commission fee

Products

• spot trading
• wallet
• day trading 1

Cryptocurrencies

• Bitcoin
• Ethereum
• Tether 10

Payment Methods

• Bank transfer
• MasterCard
• Neteller 213

Languages

• English
• Scottish Gaelic
• Welsh

Security

• 256-Bit SSL Encryption
• 25A Google Authenticator

KYC / AML

Required to make payments.

Support Languages

• English
• Scottish Gaelic
• Welsh

Educational Resources

• Guides
• News

Visit Symlix

Terms & Conditions

2. eToro US

4.00 / 5

The US version of eToro launched in 2018 with a customized platform, designed to meet the US’s stringent regulations, and to reliably serve US traders. At start, the platform only offered crypto trading, but has obtained the necessary regulatory approvals and expanded its offerings.

Despite its regulatory compliance, eToro USA is still considerably more limited than its international counterpart, particularly regarding its crypto exchange offerings. The US version supports considerably fewer cryptocurrencies, and offers fewer trading pairs. Additionally, it doesn’t provide staking services.

However, it is just as fiat-friendly as the international platform, and accepts fiat deposits from several payment methods. Additionally, it also charges the same 1% fee for both buying and selling cryptocurrencies.

Promotions

Get $10 of free Qualified Cryptocurrencies when you register and verify your account.

Fees (Maker/Taker)

• Crypto Trading Fees
• Fiat Deposit Fee
• Fiat Withdrawal Fee

Products

• spot trading
• NFTs
• wallet 7

Cryptocurrencies

• Bitcoin
• Ethereum
• Dogecoin 85

Payment Methods

• Bank transfer
• Maestro
• MasterCard 11

Languages

• English

Licenses

• Malta Gaming Authority
• United Kingdom
• Gibraltar 5

Security

• 2FA SMS
• 256-Bit SSL Encryption

KYC / AML

Required for registration

Support Languages

• English

Educational Resources

• Videos
• Academy
• eToro PLus 4

DISCLAIMER: Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk. READ MORE

Visit eToro US

Terms & Conditions

3. Tradingview

3.83 / 5

Promotions

Get $15 when your friend signs up and makes their first payment within 3 months.

Fees (Maker/Taker)

• Essential Plan
• Essential Plan
• Plus Plan 3

Products

• N/A - Not disclosed

Cryptocurrencies

• Bitcoin
• Ethereum
• Tether 815

Payment Methods

• Bank transfer
• Maestro
• MasterCard 12

Languages

• German
• Japanese
• Italian 17

Licenses

• Malta Gaming Authority
• United Kingdom
• Sweden 49

Security

• 256-Bit SSL Encryption

KYC / AML

N/A

Support Languages

• German
• Japanese
• Italian 17

Educational Resources

• Blog
• Videos
• News Flow 2

Visit Tradingview

Terms & Conditions

4. CEX.IO

4.00 / 5

Founded in 2013, CEX IO is one of the pioneers in the centralized crypto exchange industry. With headquarters in London, and multiple offices around the world, CEX IO is a well-regulated and licensed crypto trading platform, available in hundreds of countries, including the US, with some state-specific exceptions.

On CEX IO, traders can engage in spot trading and margin trading with up to x10 leverage. The exchange supports around 200+ cryptocurrencies, and allows users to directly purchase them with three major fiat currencies: USD, EUR, and GBP. In addition, CEX IO also provides earning and staking opportunities.

CEX IO supports a number of payment methods, including bank transfers, cards, PayPal, and Skrill. The exchange has a tiered fee structure and offers discounted maker and taker fees to users who generate large monthly trading volumes.

Promotions

Receive 250 USDT in trading fee balance

Fees (Maker/Taker)

• Fees (Maker/Taker)
• Fiat Deposit and Withdrawal Fees
• Bitcoin (BTC) Deposit Fees

Products

• spot trading
• staking
• wallet 4

Cryptocurrencies

• Bitcoin
• Ethereum
• Tether 269

Payment Methods

• Neteller
• PayPal
• Skrill 286

Languages

• English

Licenses

• 40 global licenses and registrations (37 MLT licenses (the US), license in Spain, registration in Lithuania, FINCEN registration]

Security

• 2FA SMS
• 2FA Authy
• 2FA Google Authenticator

KYC / AML

Required to deposit and withdraw.

Support Languages

• English

Educational Resources

• Blog
• Press
• University

Visit CEX.IO

Terms & Conditions

5. Bitstamp

4.50 / 5

Promotions

Trusted, Secure & Crypto Friendly

Fees (Maker/Taker)

• Standard Trading fees (all pairs)
• FX/Stablecoins Trading fees (all pairs)
• ETH2 Staking Fees 6

Products

• spot trading
• wallet
• loans 2

Cryptocurrencies

• Bitcoin
• Ethereum
• Tether 81

Payment Methods

• Bank transfer
• MasterCard
• PayPal 93

Languages

• English

Licenses

• France
• Luxembourg
• Spain 1

Security

• 2FA SMS
• 2FA Authy
• 2FA Google Authenticator 1

KYC / AML

Required for registration, trading, deposit and withdrawal.

Support Languages

• English

Educational Resources

• Blog
• Learn and Earn

Visit Bitstamp

Terms & Conditions

6. Coinbase

4.50 / 5

Coinbase is a US-based crypto platform established in 2012 in San Francisco, California. It is one of the world’s most popular and largest crypto exchanges by trading volume. It operates in more than 100 regions worldwide and has the necessary licenses and approvals to offer its services to US users from all 50 states.

The Coinbase exchange supports over 240 cryptocurrencies and over 300 trading pairs. Its service offerings include spot trading, margin trading, perpetuals and futures trading with up to x20 leverage, and staking coins for interest.

On Coinbase, users can make fiat deposits using a range of payment methods, including popular options like PayPal, Apple Pay, and Google Pay. The exchange supports three fiat currencies: USD, EUR, and GBP.

For trading fees, Coinbase uses a tiered structure and offers discounted rates to active traders who generate large trading volumes.

Promotions

Earn $10 in Ethereum (ETH) when you stake $100 in ETH for the first time, up to $30 in rewards

Fees (Maker/Taker)

• Stablecoins Pairs fees
• Trading Fees
• Fiat Deposit Fees Wire (USD) 3

Products

• spot trading
• staking
• NFTs 6

Cryptocurrencies

• Bitcoin
• Ethereum
• Tether 578

Payment Methods

• Bank transfer
• MasterCard
• PayPal 591

Languages

• German
• Japanese
• Italian 9

Licenses

• United Kingdom
• Ireland
• Australia 4

Security

• 2FA Mobile App
• 2FA SMS
• 2FA Google Authenticator 2

KYC / AML

Required for trading, deposit and withdrawal

Support Languages

• English

Educational Resources

• Blog
• Videos
• Tips and Tutorials 4

Visit Coinbase

Terms & Conditions

7. OKX

4.67 / 5

Initially launched as OkCoin in 2013, and then rebranded as OKEx in 2022, OKX is one of the largest crypto platforms in the world. With offices and licenses for operation all across the world, it has a global presence in the industry.

Even though it does not accept US users at the moment, OKX is registered as an MSB with FinCEN and is working on creating a US version of the platform.

OKX supports over 350 cryptocurrencies and over 500 trading pairs, and offers a wide range of services, including spot trading, P2P trading, futures and options, margin trading, earning and staking, bot trading, crypto loans, and much more. It is a one-stop comprehensive crypto platform.

The exchange also supports a long list of fiat currencies and accepts deposits in various payment methods. OKX’s fee structure is tiered and offers discounts for active traders who generate large monthly trading volumes.

Promotions

Verify your account within 7 days for a chance to get a Mystery Box with crypto or rebate cards

Fees (Maker/Taker)

• Spot Trading Fee
• Crypto-M futures Trading Fee
• Crypto-M perpetual Trading Fee 3

Products

• spot trading
• staking
• wallet 9

Cryptocurrencies

• Bitcoin
• Ethereum
• Tether 303

Payment Methods

• Bank transfer
• MasterCard
• PayPal 344

Languages

• German
• Italian
• English 14

Licenses

• N/A - Not disclosed

Security

• 2FA SMS
• 2FA Google Authenticator

KYC / AML

Required to increase withdrawal and P2P limits.

Support Languages

• English

Educational Resources

• Videos
• Announcements
• Learn and Earn

Visit OKX

Terms & Conditions

8. Bitsgap

5.00 / 5

Promotions

Try Bitsgap’s PRO plan free for 7 days

Fees (Maker/Taker)

• Basic
• Advanced
• Pro

Products

• Trade

Cryptocurrencies

• Bitcoin
• Ethereum
• Tether 32

Payment Methods

• Maestro
• MasterCard
• PayPal 22

Languages

• Italian
• English
• Spanish 7

Licenses

• N/A - Not disclosed

Security

• 2FA Authy
• 2FA Google Authenticator
• 2FA Microsoft Authenticator 3

KYC / AML

N/A

Support Languages

• English

Educational Resources

• Blog
• Videos
• Knowledge Base 1

Visit Bitsgap

Terms & Conditions

9. BitValve

4.00 / 5

Promotions

Earn 15% commission when you invite friends, and they register and trade.

Fees (Maker/Taker)

• Maker = 0.4%-0.8%
• Taker = Free
• Maker = 0.2%-0.35% 1

Products

• spot trading
• wallet
• day trading

Cryptocurrencies

• Bitcoin
• Ethereum
• Tether 13

Payment Methods

• Bank transfer
• Neteller
• PayPal 169

Languages

• English

Licenses

• Greece

Security

• 2FA Authy
• 2FA Google Authenticator
• 2FA Microsoft Authenticator 2

KYC / AML

To fully utilize our Custodial Wallet Service and increase limits.

Support Languages

• English

Visit BitValve

Terms & Conditions

10. LocalCoinSwap

3.50 / 5

LocalCoinSwap is a decentralized P2P crypto trading marketplace, which means it is not registered as a financial platform. Not much is known about its founders, but according to some sources, the platform was founded in 2017. It is available to traders worldwide but it holds no licenses.

On LocalCoinSwap, users can buy, sell, and trade more than 20 cryptocurrencies directly with other traders. Even though the platform does not use a central order book to match buyers and traders, it still provides escrow to ensure the integrity of the trades it facilitates.

The LocalCoinSwap platform supports more than 300 payment methods and nearly all fiat currencies in the world. The platform also charges a 1% fee for every trade it executes.

Promotions

Earn up to 20% commission on trade fees from your referrals.

Fees (Maker/Taker)

• Deposit Fee
• Withdrawal Fee
• Bitcoin Trading Fee 3

Products

• wallet
• OTC trading
• day trading 2

Cryptocurrencies

• Bitcoin
• Ethereum
• Tether 10

Payment Methods

• Bank transfer
• PayPal
• Skrill 280

Languages

• Japanese
• English
• Spanish 4

Licenses

• N/A - Not disclosed

Security

• 2FA SMS
• 2FA Authy
• 2FA Google Authenticator 3

KYC / AML

Required during trade disputes, fraud investigations, and to ensure account ownership.

Support Languages

• English

Educational Resources

• Blog
• Videos
• Academy 2

Visit LocalCoinSwap

Terms & Conditions

Disclaimer: Investing in cryptocurrencies carries significant risk. Values are highly volatile. Never invest more than you can afford to lose. This site does not provide financial advice. Act based on your own research and consult with a financial professional before making decisions. Don’t invest unless you’re prepared to lose all the money you invest. 

Why Trust CCN's Reviews?

CCN is a free platform dedicated to delivering high-quality, insightful content on the cryptocurrency market. We curate the latest trends and analysis to empower our audience with the knowledge they need to make confident trading decisions.

Each of our reviews, guides, and comparisons is meticulously crafted by a team of seasoned experts with deep expertise in crypto trading, blockchain, and financial markets. We don’t just compile data—we rigorously test platforms, tools, and strategies ourselves to deliver trustworthy, firsthand insights.

Above all, our content is rigorously fact-checked and impartial. Our mission isn’t to sway your choices but to equip you with unbiased information, so you can navigate the crypto space with clarity and confidence.

Pros & Cons of Buying Bitcoin With PayPal

How to Buy Bitcoin Directly on PayPal

If you need more detailed instructions, here’s a comprehensive, step-by-step guide that will show you how to Buy BTC with PayPal, directly from the platform’s interface.

Step 1 - Sign Up or Log In to PayPal

The first step of purchasing Bitcoin with PayPal would naturally be logging into your PayPal account. If you don’t have an account, you will need to sign up for one. Don’t worry, it is free, and it doesn’t take more than a few minutes to set it up.

Step 2 - Choose Crypto in “Finances”

Once you are logged in, you will need to navigate to the “Finances” section of the platform and choose “Crypto” from the list of available options. Please note that this option is geo-restricted so if you are not seeing it, it may be because it is not available in your location.

Step 3 - Choose Bitcoin and Click “Buy” to Set an Amount

From the list of available cryptocurrencies, choose Bitcoin and tap or click on the Buy button. A new window will pop up, and in it, you will be able to choose any amount of dollars you want to exchange for BTC. Choose the amount you want and tap or click on next.

Step 4 - Choose Payment Method

In this step, you will be able to choose your preferred method of payment for the purchase of Bitcoin. You can choose to pay with your PayPal balance, the bank accounts you have on file, or even add a new bank account or card to your PayPal account.

Step 5 - Make Sure You’re Getting a Good Deal

This is the final step that will show you the current market rate for Bitcoin and the PayPal crypto fees associated with the transaction. If you are buying a very small amount of BTC, PayPal’s charges may represent a significant percentage of the transaction, so make sure you are comfortable with the cost before you proceed with the purchase.

Step 6 - Send Your BTC to a Wallet or Keep it on PayPal

After completing the payment, the BTC you just bought will be allocated to your PayPal account's cryptocurrency balance. From there, you can decide whether to hold your Bitcoin in your PayPal wallet or send it to your own personal crypto wallet, for better security and enhanced control.

How to Send Bitcoin on PayPal

Whether you want to transfer your newly purchased BTC to your wallet, or send BTC to someone else, you can send Bitcoin from your PayPal account in a few easy steps. Just do the following:

1. Go to the Finance tab
2. Click your crypto balance and choose “Transfer”
3. Click Send
4. Sync your contacts if you’re sending to another PayPal account
5. Manually paste an address if you’re sending outside of PayPal or scan a QR code
6. Choose the amount you want to send and click “Send Now”

As you can see, the process is quite straightforward and shouldn't take more than a couple of minutes.

How to Receive Bitcoin on PayPal

It is important to note that PayPal can also be used to transfer BTC from a wallet to your PayPal account. If you are on the receiving end of a BTC transaction through PayPal, you just need to follow the guide below:

1. Go to the Finance tab
2. Click your crypto balance and choose “Transfer”
3. Click Receive
4. Choose the coin you want to receive
5. Copy your wallet address or share its QR code

Again, you only need a few minutes to send BTC to your PayPal account. Needless to say, you must double-check the address you copy-paste is correct, which is why scanning QR codes is much better option.

Final Word

In conclusion, understanding how to buy Bitcoin using PayPal is just the first step in your cryptocurrency journey. By considering the advantages and limitations, conducting thorough research, securing your transactions, and staying informed, you've laid a solid foundation.

As you move forward, remember to secure your investments, explore diverse strategies, and stay updated with market trends. Your journey into the world of cryptocurrencies is ongoing – stay vigilant, adapt, and enjoy the opportunities that lie ahead.

Frequently Asked Questions

Rundown of the How To Buy Bitcoin with PayPal in 2025

1. Symlix 
2. eToro US 
3. Tradingview 
4. CEX.IO 
5. Bitstamp 
6. Coinbase 
7. OKX 
8. Bitsgap 
9. BitValve 
10. LocalCoinSwap 

About the Author

Darko Jacimovic

Darko is an experienced crypto and finance writer who became a passionate crypto enthusiast after a lucky break with BNB. Today, he enjoys lambos and butterflies and follows the market for new ways to diversify his portfolio.

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