Buying Bitcoin on Cash App is quite easy. The money transfer service allows users to buy Bitcoin directly from its built-in crypto exchange feature, without the need to navigate through complex crypto exchange environments. All you have to do is follow our simple, six-step on how to buy Bitcoin on Cash App guide:
Bitcoin will be shortly funded to your Cash App balance, and you can decide whether to keep it there or move it to your crypto wallet.
While buying BTC directly from Cash App may be extra convenient, it may not be the most cost-effective option, warranting the exploration of alternative methods. The most affordable and efficient way to buy Bitcoin using Cash App is to purchase the cryptocurrency from a crypto exchange and then, if necessary, transfer it to your Cash App account.
For that reason, in addition to our how to buy BTC on Cash App guide, we present you with our top list of recommendations on crypto exchanges on which you can buy BTC using Cash App.
Check out short reviews of the top exchanges where you can buy Bitcoin with Cash App to decide which one suits you best.
Founded in 2014 as Bitreserve and rebranded in 2015, Uphold is a digital money platform that allows users to trade cryptocurrencies, fiat currencies, metals, and stocks. It is headquartered in New York and operates in 150+ countries with more than 10 million users. The platform supports over 260 cryptocurrencies, 35 fiat currencies, four metals, and various stocks. Users can convert assets directly to minimize fees. Security measures include encryption, a 100% reserve model, and regular audits.
The platform follows FinCEN regulations in the US and holds money transmitter licenses in multiple states. The FCA regulates its UK operations, while FINTRAC oversees Canada and Lithuania’s Financial Crime Investigation Service to ensure European compliance.
The US version of eToro launched in 2018 with a customized platform, designed to meet the US’s stringent regulations, and to reliably serve US traders. At start, the platform only offered crypto trading, but has obtained the necessary regulatory approvals and expanded its offerings.
Despite its regulatory compliance, eToro USA is still considerably more limited than its international counterpart, particularly regarding its crypto exchange offerings. The US version supports considerably fewer cryptocurrencies, and offers fewer trading pairs. Additionally, it doesn’t provide staking services.
However, it is just as fiat-friendly as the international platform, and accepts fiat deposits from several payment methods. Additionally, it also charges the same 1% fee for both buying and selling cryptocurrencies.
Initially established in 2011 and officially launched as a crypto exchange in 2013, Kraken is a crypto trading platform headquartered in San Francisco, California. It is one of the most popular exchanges on the market and consistently generates billions of daily trading volumes.
Kraken offers its services to all but two states in the US and holds the necessary permits to operate globally.
Kraken supports over 300 cryptocurrencies. Its service offerings include spot trading, margin trading with up to x5 leverage, and derivative trading with up to x50 leverage. The platform also offers earning opportunities for a select group of cryptocurrencies.
On Kraken, users can make fiat deposits with six major fiat currencies using several different payment methods. Kraken’s trading fee structure is tiered and offers discounted rates to users who generate large monthly trading volumes.
Founded in 2013, CEX IO is one of the pioneers in the centralized crypto exchange industry. With headquarters in London, and multiple offices around the world, CEX IO is a well-regulated and licensed crypto trading platform, available in hundreds of countries, including the US, with some state-specific exceptions.
On CEX IO, traders can engage in spot trading and margin trading with up to x10 leverage. The exchange supports around 200+ cryptocurrencies, and allows users to directly purchase them with three major fiat currencies: USD, EUR, and GBP. In addition, CEX IO also provides earning and staking opportunities.
CEX IO supports a number of payment methods, including bank transfers, cards, PayPal, and Skrill. The exchange has a tiered fee structure and offers discounted maker and taker fees to users who generate large monthly trading volumes.
Gemini is a popular crypto trading platform that was launched in 2015, with headquarters in New York. It is an exchange with a significant global presence, regulated and operating in more than 60 countries worldwide. Gemini also provides its services to US users in all 50 states.
Traders on Gemini can buy, sell, and trade more than 70 cryptocurrencies. The exchange also offers a range of derivative trading options, including perpetual and dated futures with up to x100 leverage, options, and swaps. In addition to crypto trading, Gemini also offers staking services for a select group of coins.
Gemini supports seven major fiat currencies and accepts deposits made using a number of payment methods, including PayPal. Regarding trading fees, Gemini’s fee schedule is complex, and sometimes it charges fixed or tiered fees, depending on the trade.
Coinbase is a US-based crypto platform established in 2012 in San Francisco, California. It is one of the world’s most popular and largest crypto exchanges by trading volume. It operates in more than 100 regions worldwide and has the necessary licenses and approvals to offer its services to US users from all 50 states.
The Coinbase exchange supports over 240 cryptocurrencies and over 300 trading pairs. Its service offerings include spot trading, margin trading, perpetuals and futures trading with up to x20 leverage, and staking coins for interest.
On Coinbase, users can make fiat deposits using a range of payment methods, including popular options like PayPal, Apple Pay, and Google Pay. The exchange supports three fiat currencies: USD, EUR, and GBP.
For trading fees, Coinbase uses a tiered structure and offers discounted rates to active traders who generate large trading volumes.
WEEX is a futures-focused exchange founded in 2018. Based in Singapore and available in over 130 countries, WEEX supports over 1000 cryptocurrencies.
Spot trading is available with a variety of advanced orders. For futures, the exchange offers up to 400x leverage, and an additional platform for professional traders.
WEEX’s copy trading feature makes it easier for beginners to get into trading. It allows you to instantly copy someone’s trades. This way, you can make the same trades as a professional.
The exchange’s tiered VIP level structure lets holders of WXT, its native token, save up to 70% of its already low fees.
ECXX was founded in Singapore in 2019. The exchange is currently in its early stages, with some features still in development.
ECXX's current infrastructure is designed for more serious spot traders who don’t mind the limited range of 20 crypto.
The trading views available are quite sophisticated and show the exchange plans to implement options trading.
There are also plans for passive income in the form of staking, with more sophisticated features in the pipeline.
Disclaimer: Investing in cryptocurrencies carries significant risk. Values are highly volatile. Never invest more than you can afford to lose. This site does not provide financial advice. Act based on your own research and consult with a financial professional before making decisions. Don’t invest unless you’re prepared to lose all the money you invest.
If you are a complete beginner in crypto and need additional guidance on how to buy Bitcoin on Cash App for the first time, below, you’ll find a detailed step-by-step walkthrough that will guide you through the process.
You must have a Cash App account to be able to use the service to buy Bitcoin. If you have one, you can just log in to your Cash App account and move to the next step in the guide.
If you don’t have a Cash App account, you will need to create one. Start by downloading the Cash App app from the app store and then follow the on-screen instructions to register with the service. Once you are done, log in and move on to step two.
Once you are at the home screen of the Cash App app, you will need to navigate to the “Money” tab located at the left corner of the bottom bar. If you have already deposited funds into your Cash App account, you can move on to the next step.
If this is your first time logging into your Cash App account, you will need to add funds to your Cash App balance, to fund your purchase of BTC.
Tap on the “Add Cash” button and follow the instructions to link to a payment method with your Cash App account and deposit the amount of money you want to purchase BTC for. As of right now, Cash App accepts credit and debit cards as funding sources.
With your account loaded up with funds, you can now tap on the “Get into Bitcoin” button, also located in the “Money” tab, and tap on the blue “Buy” button on the next screen.
When you tap on Buy, a small window will appear on the bottom half of your screen. On it, you will be able to set the order type, or whether you want a one-time purchase of BTC, or a repeated purchase of BTC.
You will also be able to choose the exact amount of dollars you would like to exchange for BTC with this purchase.
The Cash App app will provide you with five preset amounts: $1, $10, $20, $50, and $100, that you can choose to buy Bitcoin for. If you would like to buy BTC for a different amount, you can tap on the … button and manually insert the exact amount you want.
After choosing the amount, Cash App will prompt the KYC verification process, which is a mandatory requirement for all financial institutions that deal with crypto transactions.
Please note that this process will require you to provide some sensitive information, such as your date of birth and the last four digits of your SSN, and also ask you to upload a selfie, to confirm your identity.
After verifying your identity, the process of buying Bitcoin on Cash App will continue and you will be presented with the details of your transaction. You will be able to see:
Be sure to double-check the details and only proceed with the payment if the terms of the purchase are acceptable to you. Tap on “Confirm”, and enter your PIN, or use your biometric authentication (Fingerprint or Face ID) to finalize the transaction.
If you followed the above steps, the BTC should already be credited to your Cash App balance. From here, you can either do nothing and keep it on your Cash App account, or you can transfer it to your crypto wallet for safekeeping, it is entirely up to you.
While the Cash App is reasonably safe and secure, crypto wallets offer advanced security measures and encryption protocols that provide an extra layer of security. Additionally, by moving your BTC to your crypto wallet, you will gain access to your private keys, which give you full control over your crypto assets.
Having explored the topic of how to get Bitcoin on Cash App in detail, it is time to discuss the requirements you need to fulfill, as well as everything you should expect when buying crypto on Cash App.
Buying BTC from Cash App’s built-in crypto exchange feature is subject to specific transaction fees that vary depending on the amount you’re buying. Naturally, smaller amounts are charged with higher fees, and the percentage decreases as the purchase amount increases.
Here is a breakdown of the fee structure:
In addition, the purchases are also subject to a market spread of between 0% and 1%. Overall, Cash App’s fees are competitive, but it is still good to know about them before you buy BTC using the platform.
Although Cash App’s general minimum age requirements allow persons over the age of 13 to create an account and use the service, buying Bitcoin on Cash App is only available for persons over the age of 18. Additionally, sending BTC to users younger than 18 is also not allowed on Cash App.
Like most financial services that facilitate the transfers of money or cryptocurrencies, Cash App requires users to verify their identity. The KYC (Know Your Customer) verification process is a mandatory requirement for these platforms, mandated by law.
Due to stringent local financial regulations and licensing requirements, buying Bitcoin on Cash App may not be available to users from some states in the US, such as New York and Hawaii. However, these regulations are continuously changing, so it's important to confirm the latest information from the official Cash App support page.
As of 2025, Cash App supports a variety of funding sources, including bank accounts, debit cards, credit cards, prepaid cards, and others.
When buying Bitcoin on Cash App, users must adhere to the platform's Terms of Service, which outline the rights and responsibilities of both Cash App and its users. They also specify the prohibited activities and restrictions related to the use of the service.
Failure to adhere to Cash App’s Terms of Service may result in account suspension or termination. For this reason, it is imperative that you carefully review and understand these terms before engaging in transactions.
Finally, there are some important limitations regarding Bitcoin transactions on the Cash App app, you may want to be aware of:
Please note that these limits may be subject to updates and changes, so for the latest information, we suggest you check out the official Cash App support page.
Now that you know how to buy BTC on Cash App, you may also want to learn how to send the BTC from your Cash App account to your wallet, or elsewhere.
Here’s another simple six-step guide that can help you with this:
And if you want to receive Bitcoin on your Cash App account, here’s how you can do it:
As you can see, buying Bitcoin on Cash App is fairly quick and easy. Our guide walks you through the step-by-step process of purchasing Bitcoin directly within the app, from setting up your account to making your first transaction. Additionally, we presented the top cryptocurrency exchanges that accept Cash App as a payment method, giving you more options to buy Bitcoin securely.
All you have to do is to weigh your options and decide which approach suits you better - whether using Cash App or an exchange. Remember to check relevant fees and ensure to understand that purchasing Bitcoin via exchanges involves some extra steps compared to the app itself.
As things stand right now, the maximum Cash App limits on purchasing Bitcoin are set at $10,000 worth of BTC per day, $20,000 worth of BTC per week, and $50,000 worth of BTC per month. However, keep in mind that Cash App has the right to adjust its restrictions and limitations, so they may be changed by the time you are reading this article.
There are fees associated with buying any cryptocurrency on any platform, and buying Bitcoin on Cash App is not an exception. The platform typically charges a 1.75% fixed transaction fee and a variable market spread fee of around 1.5% when used to buy BTC. Once again, Cash App has the right to change its fee structure, so it is best to check on its official website to get the latest information on its fees.
In addition to your Cash App account balance, you can also use other payment methods to buy Bitcoin with Cash App, including credit and debit cards, Apple Pay and Google Pay, ACH, and additional banking methods.
The time necessary for newly purchased BTC to be credited to your Cash App balance can vary significantly depending on several important factors, including network congestion, transaction volumes, liquidity levels, etc. In normal cases, it shouldn’t take more than several minutes, but in periods of high market activity, it may take up to several hours, or even days.
Yes, Cash App allows its users to sell their Bitcoin under the current market price and receive the funds to their Cash App account balance. However, to cash out the funds, the users will have to initiate a withdrawal, transfer the money to their linked bank account, and then withdraw it as cash from their bank.
The KYC verification requirements are imposed on all centralized financial platforms that handle large transactions, and Cash App is not an exception. To engage in any crypto trading activities using the app, you must first confirm your identity with the Cash App platform and comply with the KYC verification regulations.