Buying Bitcoin on Cash App is quite easy. The money transfer service allows users to buy Bitcoin directly from its built-in crypto exchange feature, without the need to navigate through complex crypto exchange environments. All you have to do is follow our simple, six-step on how to buy Bitcoin on Cash App guide:
- Step 1: Log in to your Cash App account
- Step 2: Navigate to the “Money” tab
- Step 3: Tap on “Get into Bitcoin” and then on the blue “Buy” button
- Step 4: Enter the amount of Bitcoin you want to buy
- Step 5: Review the transaction details and fees
- Step 6: Confirm and finalize your purchase
Bitcoin will be shortly funded to your Cash App balance, and you can decide whether to keep it there or move it to your crypto wallet.
Pros & Cons of Buying Bitcoin on Cash App
Pros
- Easy and convenient to use
- Safe and quick transactions
- You can keep your BTC on your Cash App account
Cons
- Includes higher fees than some crypto exchanges
- Restricted in some regions
Buying Bitcoin With Cash App on Exchanges
While buying BTC directly from Cash App may be extra convenient, it may not be the most cost-effective option, warranting the exploration of alternative methods. The most affordable and efficient way to buy Bitcoin using Cash App is to purchase the cryptocurrency from a crypto exchange and then, if necessary, transfer it to your Cash App account.
For that reason, in addition to our how to buy BTC on Cash App guide, we present you with our top list of recommendations on crypto exchanges on which you can buy BTC using Cash App.
Short Reviews of the Best Exchanges to Buy Bitcoin With Cash App
Check out short reviews of the top exchanges where you can buy Bitcoin with Cash App to decide which one suits you best.
Overview of the How to Buy Bitcoin on Cash App in 2026
| Casino |
Welcome Bonus |
Our Rating |
|
MEXC
|
Deposit $100, Get an Extra $300 in GOLD! |
4.7 |
|
Bitunix
|
Receive up to $100,000 worth of exclusive gifts for newcomers upon registration. |
4.0 |
|
ChangeNow
|
Experience a 1-minute swap on a non-custodial platform. |
4.0 |
|
BTCC
|
Get up to 10,055 USDT when you register, verify, and make the first deposit and the first trades. |
4.0 |
|
WEEX
|
Enjoy up to 30,000 USDT Bonus when you sign up and complete tasks. Get a 10 USDT coupon when you sign up, and link your phone number and email. |
3.0 |
|
Youhodler
|
Get up to 10,000 USDT in rewards when you deposit and trade! |
4.0 |
|
BuyUcoin
|
Get Free Bitcoin everyday upto Rs2000 INR on Sign Up, Referral, Deposit & Bitcoin Trading. |
4.0 |
|
Kraken
|
Get $10 in Bitcoin when you register through a referral link from an existing member. |
4.5 |
|
CEX.IO
|
Get up to 1,000 USDC on your Trading Fee Balance when you register, complete identity verification, and place your first spot trade. |
4.0 |
|
Crypto.com
|
Enjoy US$50 worth of CRO as sign-up bonus when you sign up with a referral link. |
4.0 |
Disclaimer: Investing in cryptocurrencies carries significant risk. Values are highly volatile. Never invest more than you can afford to lose. This site does not provide financial advice. Act based on your own research and consult with a financial professional before making decisions. Don’t invest unless you’re prepared to lose all the money you invest.
How to Buy Bitcoin Directly on Cash App
If you are a complete beginner in crypto and need additional guidance on how to buy Bitcoin on Cash App for the first time, below, you’ll find a detailed step-by-step walkthrough that will guide you through the process.
Step 1 – Sign Up on Cash App or Log In
You must have a Cash App account to be able to use the service to buy Bitcoin. If you have one, you can just log in to your Cash App account and move to the next step in the guide.
If you don’t have a Cash App account, you will need to create one. Start by downloading the Cash App app from the app store and then follow the on-screen instructions to register with the service. Once you are done, log in and move on to step two.
Step 2 – Select the Money Tab
Once you are at the home screen of the Cash App app, you will need to navigate to the “Money” tab located at the left corner of the bottom bar. If you have already deposited funds into your Cash App account, you can move on to the next step.
If this is your first time logging into your Cash App account, you will need to add funds to your Cash App balance, to fund your purchase of BTC.
Tap on the “Add Cash” button and follow the instructions to link to a payment method with your Cash App account and deposit the amount of money you want to purchase BTC for. As of right now, Cash App accepts credit and debit cards as funding sources.
Step 3 – Select “Buy Bitcoin”
With your account loaded up with funds, you can now tap on the “Get into Bitcoin” button, also located in the “Money” tab, and tap on the blue “Buy” button on the next screen.
When you tap on Buy, a small window will appear on the bottom half of your screen. On it, you will be able to set the order type, or whether you want a one-time purchase of BTC, or a repeated purchase of BTC.
You will also be able to choose the exact amount of dollars you would like to exchange for BTC with this purchase.
Step 4 – Set the Amount and Review the Fees
The Cash App app will provide you with five preset amounts: $1, $10, $20, $50, and $100, that you can choose to buy Bitcoin for. If you would like to buy BTC for a different amount, you can tap on the … button and manually insert the exact amount you want.
After choosing the amount, Cash App will prompt the KYC verification process, which is a mandatory requirement for all financial institutions that deal with crypto transactions.
Please note that this process will require you to provide some sensitive information, such as your date of birth and the last four digits of your SSN, and also ask you to upload a selfie, to confirm your identity.
Step 5 – Enter PIN and Finalize
After verifying your identity, the process of buying Bitcoin on Cash App will continue and you will be presented with the details of your transaction. You will be able to see:
- The amount of BTC you are getting
- The exchange rate under which you purchase is being done
- The fees applied to your purchase
- The total cost of the transaction
Be sure to double-check the details and only proceed with the payment if the terms of the purchase are acceptable to you. Tap on “Confirm”, and enter your PIN, or use your biometric authentication (Fingerprint or Face ID) to finalize the transaction.
Step 6 – Send Your Crypto to a Wallet or Keep it on Cash App
If you followed the above steps, the BTC should already be credited to your Cash App balance. From here, you can either do nothing and keep it on your Cash App account, or you can transfer it to your crypto wallet for safekeeping, it is entirely up to you.
While the Cash App is reasonably safe and secure, crypto wallets offer advanced security measures and encryption protocols that provide an extra layer of security. Additionally, by moving your BTC to your crypto wallet, you will gain access to your private keys, which give you full control over your crypto assets.
Buying Bitcoin on Cash App – Main Requirements
Having explored the topic of how to get Bitcoin on Cash App in detail, it is time to discuss the requirements you need to fulfill, as well as everything you should expect when buying crypto on Cash App.
Fees
Buying BTC from Cash App’s built-in crypto exchange feature is subject to specific transaction fees that vary depending on the amount you’re buying. Naturally, smaller amounts are charged with higher fees, and the percentage decreases as the purchase amount increases.
Here is a breakdown of the fee structure:
- 3% fee for buying between $0 – $9.99 worth of BTC
- 2.25% fee for buying between $10 – $100 worth of BTC
- 2% fee for buying between $100.01 – $200 worth of BTC
- 1.75% fee for buying between $200.01 – $1,000 worth of BTC
- 1.5% fee for buying between $1,000.01 – $2,000 worth of BTC
- 1.25% fee for buying between $2,000.01 – $3,000 worth of BTC
- 1% fee for buying between $3,000.01 – $5,000 worth of BTC
- 0.75% fee for buying amounts higher than $5,000 worth of BTC
In addition, the purchases are also subject to a market spread of between 0% and 1%. Overall, Cash App’s fees are competitive, but it is still good to know about them before you buy BTC using the platform.
Age Requirements
Although Cash App’s general minimum age requirements allow persons over the age of 13 to create an account and use the service, buying Bitcoin on Cash App is only available for persons over the age of 18. Additionally, sending BTC to users younger than 18 is also not allowed on Cash App.
Identity Verification
Like most financial services that facilitate the transfers of money or cryptocurrencies, Cash App requires users to verify their identity. The KYC (Know Your Customer) verification process is a mandatory requirement for these platforms, mandated by law.
Location
Due to stringent local financial regulations and licensing requirements, buying Bitcoin on Cash App may not be available to users from some states in the US, such as New York and Hawaii. However, these regulations are continuously changing, so it’s important to confirm the latest information from the official Cash App support page.
Funding Source
As of 2026, Cash App supports a variety of funding sources, including bank accounts, debit cards, credit cards, prepaid cards, and others.
Terms of Service Compliance
When buying Bitcoin on Cash App, users must adhere to the platform’s Terms of Service, which outline the rights and responsibilities of both Cash App and its users. They also specify the prohibited activities and restrictions related to the use of the service.
Failure to adhere to Cash App’s Terms of Service may result in account suspension or termination. For this reason, it is imperative that you carefully review and understand these terms before engaging in transactions.
Limits
Finally, there are some important limitations regarding Bitcoin transactions on the Cash App app, you may want to be aware of:
- The maximum amount of BTC that users can buy from Cash App is up to $100,000 worth of Bitcoin per week.
- The maximum amount of cash you can deposit to the Cash App app to buy Bitcoin is $10,000 per week.
- Cash App’s Bitcoin maximum withdrawal limits are set at $2,000 per day, and up to $5,000 per week.
- The minimum amount of Bitcoin you can withdraw from Cash App is 0.00001 BTC.
Please note that these limits may be subject to updates and changes, so for the latest information, we suggest you check out the official Cash App support page.
How to Send/Transfer Bitcoin on Cash App
Now that you know how to buy BTC on Cash App, you may also want to learn how to send the BTC from your Cash App account to your wallet, or elsewhere.
Here’s another simple six-step guide that can help you with this:
- Go to the Money tab
- Select Bitcoin
- Select the Send or Receive button
- Click Send Bitcoin
- Choose the amount you want to send
- Enter who you’re sending it to (wallet address or $cashtag)
How to Receive Bitcoin on Cash App
And if you want to receive Bitcoin on your Cash App account, here’s how you can do it:
- Go to the Money tab
- Select Bitcoin
- Select the Send or Receive button
- Click Receive Bitcoin
- Choose the amount you want to receive
- Click “share” to send your wallet’s QR code
Summary
As you can see, buying Bitcoin on Cash App is fairly quick and easy. Our guide walks you through the step-by-step process of purchasing Bitcoin directly within the app, from setting up your account to making your first transaction. Additionally, we presented the top cryptocurrency exchanges that accept Cash App as a payment method, giving you more options to buy Bitcoin securely.
All you have to do is to weigh your options and decide which approach suits you better – whether using Cash App or an exchange. Remember to check relevant fees and ensure to understand that purchasing Bitcoin via exchanges involves some extra steps compared to the app itself.
Frequently Asked Questions
As things stand right now, the maximum Cash App limits on purchasing Bitcoin are set at $10,000 worth of BTC per day, $20,000 worth of BTC per week, and $50,000 worth of BTC per month. However, keep in mind that Cash App has the right to adjust its restrictions and limitations, so they may be changed by the time you are reading this article.
There are fees associated with buying any cryptocurrency on any platform, and buying Bitcoin on Cash App is not an exception. The platform typically charges a 1.75% fixed transaction fee and a variable market spread fee of around 1.5% when used to buy BTC. Once again, Cash App has the right to change its fee structure, so it is best to check on its official website to get the latest information on its fees.
In addition to your Cash App account balance, you can also use other payment methods to buy Bitcoin with Cash App, including credit and debit cards, Apple Pay and Google Pay, ACH, and additional banking methods.
The time necessary for newly purchased BTC to be credited to your Cash App balance can vary significantly depending on several important factors, including network congestion, transaction volumes, liquidity levels, etc. In normal cases, it shouldn’t take more than several minutes, but in periods of high market activity, it may take up to several hours, or even days.
Yes, Cash App allows its users to sell their Bitcoin under the current market price and receive the funds to their Cash App account balance. However, to cash out the funds, the users will have to initiate a withdrawal, transfer the money to their linked bank account, and then withdraw it as cash from their bank.
The KYC verification requirements are imposed on all centralized financial platforms that handle large transactions, and Cash App is not an exception. To engage in any crypto trading activities using the app, you must first confirm your identity with the Cash App platform and comply with the KYC verification regulations.
Rundown of the How to Buy Bitcoin on Cash App in 2026
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MEXC
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Bitunix
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ChangeNow
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BTCC
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WEEX
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Youhodler
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BuyUcoin
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Kraken
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CEX.IO
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Crypto.com
Darko is an experienced crypto and finance writer who became a passionate crypto enthusiast after a lucky break with BNB. Today, he enjoys lambos and butterflies and follows the market for new ways to diversify his portfolio.
