IndaCoin – Instant Bitcoin With Your Credit Card


IndaCoin Bitcoin ExchangeIndaCoin is an internationally accessible online exchange that offers easy bitcoin and litecoin purchases via Visa and Mastercard. By making use of a Visa/Mastercard authorized payment facility, IndaCoin allows customers in possession of a 3D Secured Visa or Mastercard to purchase bitcoins without the need to divulge personal information or identification.

London-based IndaCoin’s website offers users the full range of expected exchange services, including current Bitcoin and Litecoin rates, exchange volume, historical charts, as well as timely news updates relating to financial and currency exchange regulation in various territories. Additionally, a public and private RESTful API is available with example calls and code provided at

Payment Channels

Users can fund their exchange account using one of the following payment methods:

  • Alfa-Click
  • Bitcoin
  • Litecoin
  • QIWI
  • Credit Card
  • Payeer
  • PerfectMoney

Funds Withdrawal

Other than the common practice of transferring funds via the low-fee Bitcoin network, getting money out of your exchange account can be achieved via the following:

  • WebmoneyR
  • Yandex.Money
  • Beeline
  • Megafon
  • MTS
  • Russian credit card
  • Bitcoin
  • Litecoin

The minimum transaction amount in the Bitcoin exchange is $1.00, and the minimum withdrawal amount is 0.01BTC.

IndaCoin’s customer information pages state that transactions typically take only minutes to complete and with the odd delay of up to 48 hours.

Exchange fees are currently zero for limit order execution and 0.15% for market orders. Various tiered fee structures apply to the various deposit and withdrawal channels – details of which are available on the website at

Credit Card Payment

Of special interest to many Bitcoin fans is IndaCoin’s facility that allows users to purchase bitcoins using a credit card.

IndaCoin Bitcoin Exchange websiteIn most cases, credit card purchases can be made without the need for users to provide any personal information to the exchange. After initiating their first credit card purchase, a user can contact their bank (or online banking facility,) to obtain the authorization code used for the transaction and provide this code via an Indacoin platform “waiting” page to authorize the purchase. Provision of this authorization code simultaneously enables instant future payments which do not require the aforementioned process (for the same card) and whereby bitcoins are deposited in the user’s exchange wallet after confirmation by the Bitcoin network.

In some cases (and in lieu of the above mentioned authorization code) the IndaCoin payment platform may request a photo of the user’s credit card (with the first 10 numbers of the card obscured) and their passport or driver license. This is generally the case for users without a 3D Secured credit card, and is also the exchange’s recommended course of action for users who do use a 3D Secured card, but who cannot obtain the authorization code.

Debit cards and Visa Electron cards can also be used to transact.

Contact and Interact

The Indacoin website is available in three languages: English, Spanish and Russian, and features a 24 hour live webchat service, which means users can get information and assistance around the clock and over weekends.

The exchange confirms that users from the US, EU, LATAM and some Asian countries have been using the instant payment facility with success.

The Indacoin website is minimalist yet intuitive. Making its appearance after many years of often over-complicated and laborious exchange sites and procedures, Indacoin is a no-nonsense breath of fresh air and cut to the chase of providing users with an easy cryptocurrency exchange service.


Note to Readers:
This is a sponsored story and, as always, readers are advised to practice due diligence and to take safety precautions before using third party services.

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Market analyst and Open source developer with a keen interest in blockchain technology, consensus mechanisms and the decentralizing effect. He has found a solution to the PKI mechanism. Email me to discuss.